USDA Thrifty Food Plan 2026: What a Family of Four Should Budget for Groceries
How much should a family of four spend on groceries each month — and how do you know whether your own bill is high, low, or about right? About $1,024 a month, if every meal is cooked at home. That is the U.S. Department of Agriculture's Thrifty Food Plan for a reference family of four, in the September 2026 report — the latest monthly release. It is the lowest of four official USDA food budgets, and the same number that sets the maximum SNAP benefit. Here is what the figure covers, how to adjust it for your household, and where it breaks down in real life. The four USDA numbers for a family of four The USDA publishes four food plans, and the gap between the cheapest and the most generous is $658 a month. All four price a nutritious diet cooked entirely at home, for the same reference family: two adults aged 20 to 50 and two children aged 6 to 8 and 9 to 11. September 2026 figures: Thrifty: $236.30 a week — $1,024 a month Low-Cost: about $260 a week — $1,127 a month M...